it i an oft repeated aiom that money cannot buy happine. while thi i certainly true, poverty will not buy happine either. ome people become very wealthy, yet truggle to enjoy their live. on the other hand, other manage to go through life with very few money problem imply becaue they are able to make the mot of what they have.ideally you hould try to combine both properity and happine. to do thi i recommend the following tep:
1. learn to value implicity the aim of life hould not be to accumulate a many poeion and a much wealth a poible. we hould learn to be content with what we have and appreciate the benefit of implicity. for eample, if we clear out our unneceary clutter we will achieve a greater feeling of pace and freedom.
if you feel happine i directly related to material poeion, you are making a mitake. happine can be gained jut through being content with a mall amount of poeion. our inner wealth i not jut about what we have, but what we are content to live without.
2. do not be attached to your money doe it pain you to pend your own money - even if it i for omething ueful? even omeone like bill gate can feel uncomfortable pending hi billion; it i aid he ued to alway travel economy cla becaue he didn’t ee the need to pend more money on firt cla. the problem with thi, however, i that if we are alway reluctant to pend money we mi the whole point of earning it.[由www.haoZuowen.Com整理]
a good attitude i to ee money a a circular flow - that i, pending money enable more to come into our live. it i not like a big dam where we jut try to hold onto it all. we need to let the money out by pending on ueful and neceary thing. it i no good having a tockpile of water unle we ue it to generate power; imilarly it i no ue accumulating large aving if we we feel mierable pending it.
3. minimize money worrie we will be happiet if we can make money a mall part of our live, and think about money iue a little a poible. to be able to do thi we need to avoid creating ituation of debt a getting out of debt can be difficult and treful. learn to live within your mean by avoiding impulive overpending. if you do need to go into debt, plan ahead and find a loan which i clear and manageable to repay.
try to avoid complicated and riky invetment plan; thee give you the potential to gain more, but you will alo have the potential to loe a lot more. good financial planning hould be imple and well balanced; thi mean your nerve will not be affected by worrying about the outcome of your invetment. it i better to invet and ave in omething ecure o you can forget about it and not worry endlely.
4. avoid jealouy no matter how much money you have, do you till envy people who have more? a recent urvey aked people whether they would prefer to have a alary above the national average. alternatively, they could chooe to have a higher alary, but thi higher alary would be lower than the average. a urpriing amount of people choe to have a lower alary a long a it meant they were relatively better off than the ret of the population.
to me thi make no ene. if other people become wealthier than you, that i no reaon to be unhappy. if other people are properou that i good; don’t feel mierable jut becaue you cannot keep up with the jonee.
5. don’t live to work. do you find yourelf working overtime in the evening and at the weekend? if you pend all your time working, you will have no opportunity to pend your earning. don’t feel guilty for turning etra work down; it i important to give leiure time a high a priority a work. it i good if we can gain atifaction from work, but if we only pend time working then our life lack a proper balance.
6. undertand why are ome people alway poor i’m ure mot people will have good friend who alway eem to have money concern. no matter what happen they alway eem to be hort of money and they frequently hare tale of financial woe. the lack of money make them unhappy, but they don’t know how to change the ituation. giving them money doen’t olve the problem becaue they continue to make bad financial deciion.
part of the problem lie in their mindet. it i eay to become accutomed to being poor and then half epecting the poverty to continue. with thi mindet, it become difficult to attract money into our live and eay to develop feeling of elf pity and regret. however, while we might be unfortunate it won’t do anything to reolve the ituation. the ecret i to try and change our habit and approach to money. alo, be wary about trying to convert other to better financial habit - it i almot guaranteed to fail.
7. ignorance i not bli another attitude to money i to try and avoid thinking about it. we ignore the true etent of our debt, pending and leaving unpaid bill. we frequently mi out on moving to better financial deal and make late payment which harm our credit rating. by ignoring money like thi, we merely create more eriou problem for the future.
alo, when we put off dealing with financial problem we carry the problem in the back of our mind. we can get no peace of mind becaue we permanently have a long lit of thing to deal with. it i better in thee circumtance to promptly deal with thing like paying bill and orting out your account - then we can forget about them.
8. develop a new perpective the following are ome money related quetion you hould ak yourelf:
am i happy with my financial ituation? would more money make my life better? do i alway have financial problem hanging over my head? i money the mot important thing in my life? i the puruit of money making me mierable? would i acrifice principle to make more money? even jut anwering thee quetion honetly may encourage a new perpective toward money.