每个人都必须工作以求生存，但是有许多人很幸运，能够赚得比他们立即需要的还要多的钱。他们应该如何处理这些额外的收入呢？尽管把钱全花在自己想买的东西上是很诱人的，但我认为最好至少把一部分的额外收入存起来，以备将来之需。
The Advantage of Saving Money
Everyone mut work to live, but many people are fortunate enough to make more money than they immediately need. What hould they do with thi extra income? While it i tempting for people to pend it all on thing they deire, I believe it i better to ave at leat a portion of the extra income for the future.
By aving money, people give themelve more ecurity. They cannot predict the future; perhap one day they will be joble. At a time like thi their aving can pare them a great deal of uffering and help to ee them through the hard time. In addition, aving money allow people to build up a larger um. They can then buy omething more worthwhile than the mall thing they can but if they pend the money right away. For example, they may be able to buy a houe with their aving. Finally, he practice of aving help people develop the habit of etting goal and planning for their future. In thi way they are bound to lead more meaningful and ucceful live.
Mot people would like to enjoy their money immediately. Nobody like to wait for the thing that he want. However, if we learn to ave our money, we cangain more advantage in the future. We will lead more ecure and, thu, happier live. We will alo be able to buy the thing we truly want but cannot afford right now.[由wWw.HaozuoWen.com整理]
参考译文：
存钱的好处
每个人都必须工作以求生存，但是有许多人很幸运，能够赚得比他们立即需要的还要多的钱。他们应该如何处理这些额外的收入呢？尽管把钱全花在自己想买的东西上是很诱人的，但我认为最好至少把一部分的额外收入存起来，以备将来之需。
通过存钱，人们能获得更多的安全感。未来是无法预测的，或许有一天我们会失业。碰到像这样的情况，存款可以让我们免去许多痛苦，帮助我们渡过难关。此外，存钱可以使人积累较多的钱，可以用于买更有价值的东西，比马上把钱花掉所能买到的东西更有用。例如，我们可以用存款买房子。最后，存钱能帮助我们培养设定目标及为未来作计划的习惯。如此一来，我们一定会过着更有意义并且更成功的生活。
大部分的人会想要马上享用手边的钱。没有人想等到以后再买想要的东西。然而，如果我们学会存钱，未来可以获得更多的好处。我们将过着更有安全感而且更快乐的生活。我们也能购买我们真正想要但现在无法负担的东西。